White Papers

Is an HDHP/HSA the right prescription for your company? - Brief (PDF)
A new study from Chicago-based Alliant Credit Union finds that High Deductible Health Plans (HDHPs) coupled with Health Savings Accounts (HSAs) can be a good fit for many employers and employees. However, introducing such an employee benefit provides an employer with both opportunities and barriers that must be handled with care for a successful implementation.

Is an HDHP/HSA the right prescription for your company? - Full Report (PDF)
To gauge employees’ knowledge and perceptions of High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs), Alliant conducted a marketing analysis and a survey of 1,020 people employed in companies of various industries and sizes. It also conducted follow-up personal interviews with individuals who are – or were – enrolled in an HDHP to learn about their experiences with them and their attitudes toward them.

If you’re on the cusp of deciding whether to introduce an HDHP, this white paper is for you. It explores the opportunities and barriers involved in introducing and implementing such a plan. If you already have an HDHP in place, use this information to take another look at your plan and consider how to fine-tune it.

American Workers: Getting Ahead or Just Getting By? - Brief (PDF)
A new study from Alliant Credit Union and the International Society of Certified Employee Benefit Specialists (ISCEBS) finds that American workers are struggling to get ahead financially and they’re looking to their employer for help. Turns out, employers can take a few low-cost, significant steps to help their employees achieve financial wellness, which, in turn, can yield more engaged and productive employees.

American Workers: Getting Ahead or Just Getting By? - Full Report (PDF)
This recently released white paper from Allliant Credit Union and the International Society of Certified Employee Benefit Specialists (ISCEBS) examines American workers’ ability to manage their finances and provides an in-depth look at how well companies think they provide for their employees.

The study, based on two research surveys conducted in March 2008 by Alliant Credit Union in conjunction with the ISCEBS, found there is a definite need for employers to provide programs that help employees with personal money management. Employees would welcome such programs and the good news is: the cost to the employer for these benefits can be minimal and could result in significant improvements in lower absenteeism, higher productivity and employee engagement, reduced turnover and greater profitability.

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